How A Stated Income Commercial Loan Help Your Business Thrive

Getting a loan from a conventional financing source in present day’s economy isn’t always an easy task. New rules & regulations can make it tough for business owners to buy or refinance commercial property with a commercial loan from a bank. Here at Commercial Loans of Texas, we provide stated income commercial loans especially designed to aid our clients avail the financing that they require to fulfil the demands of the quick-paced commercial real estate market. With less emphasis on a business’ credit history & more stress on the real estate itself, this sort of loan is perfect for businesses seeking a fast, simple solution.

What are the benefits getting a stated income commercial loan? 

When collaborating with a bank to get a loan, business need to give significant amount of documentation providing their earning & good credit. The requirements for stated income commercial loan from Commercial Loans of Texas are simper to understand and fulfil. As long as the income value of a property can cover mortgage, taxes and insurance approval is practically assured.

Because this sort of funding employs different criteria to determine eligibility, it’s a great way for businesses that are struggling financially to obtain the funding they need to grow. The stated income commercial loans offered by us are designed to help all type of businesses reach their full potential.

  • Owner & Non-Owner Occupied Properties
  • Loan Sizes from $200K+
  • Up to 75% LTV – Up to 80% with seller held second
  • Cross collateralization allowed for higher LTV
  • 3,5,7,25,30 year fixed w/rates from 3.5%
  • Purchase, refinance, and cash-out refinance
  • Interest only programs available
  • Closing in 3-4 weeks


How most businesses make use of stated income commercial loan?

Those business who choose to team up with Commercial Loans of Texas often use the money to secure a piece of real estate that directly benefit the organization, including the following:

  • Office real estate
  • Restaurants
  • Apartments
  • 1-4 Family Rental
  • Warehouses
  • Retail real estate


Besides buying real estate, some businesses utilize stated income commercial loan to make improvements to property, consolidate debt, refinance a mortgage with a high interest rate or secure working capital.

The correct financing can make a huge difference on a business’s success. Don’t hesitate to get in touch with Commercial Loans of Texas and let our expert aid secure the loan your business requires. If you have any query, feel free to call us on (888) 727-3057!

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